How to Change Legal Name on Credit Card

Once you have prepared these documents, send them to Capital One, P.O. Box 98707, Las Vegas, NV. Once your documents are received, it takes about three business days to process them. Once your account includes your new name, you will need to call 888-464-0727 to request a new credit card with the updated name. We`ll help you recover your username or password and access your account. Requests for name changes can be made by telephone, at a bank branch or in writing. Customers must complete a legal name change form, which they can submit by mail or fax, confirms the exhibitor. This form must include a copy of one of the following documents: a marriage certificate, passport, social security card, or state driver`s license. Once the request is received, it will be processed within 10 to 14 business days, depending on the issuer. Capital One handles name changes by mail or digital document download. To change your name with them, you must submit a signed written request dated within the last 60 days, a copy of a legal document showing the name change, and a signed Form W-9 with your new name. If you simply correct an error in your name, you can only submit Form W-9 with the correction. To update your name, we need two things: you don`t have to report your name change to the credit bureaus.

When your creditors update your credit report information, your new name will be sent to the credit bureaus along with the rest of your account information. Your name will appear in the “Personal Information” section of your credit report, along with any other variations of your name. Contact your credit card provider(s). Each company has slightly different procedures on how to change your name on a credit card. After finding enough motivation to jump through the temporary tires, I started updating the information on all my credit cards. The correspondence team will respond within two days of receiving the documentation and a replacement card will be issued, the issuer confirms. Plus, you don`t have to do anything to update your credit report information – it should be updated automatically. Give it a few weeks and if you still don`t see the change, it might be a good idea to contact your credit provider or office directly. Give your account a new User ID or change an existing User ID. Where to change your name: At a bank branch If the error affects only one or two characters of your first or middle name, please call us at 1-888-464-0727 and we may be able to update it by phone. The time it takes to update the name on a card depends on the issuer and the steps required.

It may only take ten minutes if the change can be made online, or it may take an hour to go through the phone`s menus and put them on hold repeatedly. Either way, the process shouldn`t take more than an hour or two. For example, American Express allows you to change your name online. You fill out a Change of Name Authorization form and upload a copy of your new ID, for example: Your new driver`s licence to complete your application. If you have a Bank of America card and live near a Bank of America store, you must bring your government-issued photo ID and any additional documents to change your name. You can also call customer service to complete your request. For me, this paperwork made these interactions a little more efficient. I found that people in general were really reasonable and understanding. My cards were accepted without any problems. Visit a Bank of America® store and bring government-issued identification and documents accompanying your name change. Bank of America® lists the documents you need for this online tour.

If you do not live near a Bank of America branch®, the issuer recommends that you call 800-432-1000. If you change the name of your credit card, nothing else will change when it comes to your credit card account. They keep the same account number, credit limit, balance, and credit card details. Complete a Change of Name Authorization Form through your online portal. Click the “Edit” button next to your name to access the form. You`ll need to upload an image of a document that reflects your new name, such as a government-issued ID, driver`s license or U.S. passport, depending on the exhibitor`s website. You will automatically receive a new card once the application has been processed. Barclays also requires you to visit a physical bank branch to initiate a name change. Take the originals of all relevant documents with you, such as a marriage certificate or divorce decree.

If you do not live near a Barclays location, you can call customer service at 866-928-8598 for assistance with your name change. Some may simply approve the name change online or over the phone, while others may request it in person. Typically, once your provider has been notified of the change you want, they will require proof of identity – so it`s important to make sure your documentation is up to date and accurate. The card issuer can accept digital scans of your documents, but they are prepared to deal with the need for a personal review if necessary. Once this verification is complete, the issuer must send an updated card within a short period of time. Bank of America®: I had to go to a branch to change my name. It took about an hour to get to a branch, stand in line and do all the paperwork. During the name change process, I searched up and down for abbreviations. I looked at online services with tricky names claiming they would do the heavy lifting and minimize bureaucratic boredom. But in the end, these services didn`t seem worth it.

Although they sped up the preparation of some of the name change documents, I found that I still had to fill out some forms myself and visit the California Department of Motor Vehicles myself.